Ok, I'm freed from the last major credit card.
Send registered receipt mail!
I will save up and pay off the student loan within 3 months.
And have the savings account back up to a nice down payment shortly after that.
Which still leaves me without a Vardo.
Watch the tote board folks, I'll be purchasing the new vardo plans from PAD soon.
See you next week: Same Bat Time Same Bat Station.
Friday, August 26, 2011
Friday, August 19, 2011
Complete Bust : Plan B
The house is a complete bust. My realtor finally called.
Apparently, at one time the house was a HUD home, so the Bank decided to turn the whole thing over to HUD.
Which means that it could be 4 days from now, or 4 months from now or never before the house is released for sale. So basically, this house is foreclosed for the 2000 dollars that no one could agree to pay to the water filtration installer.
So, I still stuck in the house from brown and am currently moving my stuff back out of the storage unit I rented. Still quietly, the landlady's son is still a scary dude. Three people have moved out of their rent houses since I started living here.
PLAN B: PART ONE
I am planning on using the down payment money to pay off the last of the student loan, and the last of the outstanding credit card. I can then take the money I was spending on that and spend half on paying down the loan on the truck and putting the rest into the savings account. (That should make the mortgage people happy next time I go looking for money.)
Next. talking to my realtor about finding a place that I can rent (cheaply) for a two or three months that I can do the build at. I'm not really feeling confident about finding a place, but I will ask.
Now Radical Concept: Buy a commercial trailer and disguise it to look period.
NO REALLY I've FIGURED OUT HOW!!!!
First build a Viking Tent:
So Simply Park the ALINER, put your Viking Tent up around it.
And the PERIOD POLICE Can't Say Anything!!!!
Ok, so it's not much for a Plan B. But I'm working on it.
Apparently, at one time the house was a HUD home, so the Bank decided to turn the whole thing over to HUD.
Which means that it could be 4 days from now, or 4 months from now or never before the house is released for sale. So basically, this house is foreclosed for the 2000 dollars that no one could agree to pay to the water filtration installer.
So, I still stuck in the house from brown and am currently moving my stuff back out of the storage unit I rented. Still quietly, the landlady's son is still a scary dude. Three people have moved out of their rent houses since I started living here.
PLAN B: PART ONE
I am planning on using the down payment money to pay off the last of the student loan, and the last of the outstanding credit card. I can then take the money I was spending on that and spend half on paying down the loan on the truck and putting the rest into the savings account. (That should make the mortgage people happy next time I go looking for money.)
Next. talking to my realtor about finding a place that I can rent (cheaply) for a two or three months that I can do the build at. I'm not really feeling confident about finding a place, but I will ask.
Now Radical Concept: Buy a commercial trailer and disguise it to look period.
NO REALLY I've FIGURED OUT HOW!!!!
First build a Viking Tent:
Then BUY: YES: BUY
(Ok you can rent one if you can find one to rent.)
And the PERIOD POLICE Can't Say Anything!!!!
Ok, so it's not much for a Plan B. But I'm working on it.
Saturday, August 6, 2011
Prices have Fallen
I would like to point out that the Don Vardo from Portland Alternative Dwellings (PAD), a tiny house construction company based in Portland Oregon.(Direct from the website tehe..)
Have dropped their price on the Don Vardo Plans AND are now offering a 12 foot version as well for only...
Wait for it...
$30.
I will have to check my funds because I just bought a new pair of sandals off Amazon. (Truly, my current pair are shot and I've been in them from three years so you can tell I need a new pair...) So if I may have to wait until the end of the month and my next pay check to pick up a copy.
DON VARDO from Portland Alternative Dwellings
So go check it. Out.
With both this version and the Tiny House version by Jay S. plus some idea I've gotten off the web and design ideas I have from a few books, and a offer to help from Old Ben, I figure I will have something to build. If only I had a place to build.
Still in legal limbo.
Have dropped their price on the Don Vardo Plans AND are now offering a 12 foot version as well for only...
Wait for it...
$30.
I will have to check my funds because I just bought a new pair of sandals off Amazon. (Truly, my current pair are shot and I've been in them from three years so you can tell I need a new pair...) So if I may have to wait until the end of the month and my next pay check to pick up a copy.
DON VARDO from Portland Alternative Dwellings
So go check it. Out.
With both this version and the Tiny House version by Jay S. plus some idea I've gotten off the web and design ideas I have from a few books, and a offer to help from Old Ben, I figure I will have something to build. If only I had a place to build.
Still in legal limbo.
Legal Limbo Continues
Even though I told my realtor I wanted a firm answer by 5pm on Friday August 5th.
She didn't call, didn't leave a message, didn't even email.
The legal limbo continues.
She didn't call, didn't leave a message, didn't even email.
The legal limbo continues.
Tuesday, August 2, 2011
Legal Limbo
So I am in the legal limbo between getting scheduled to signing on the dotted line for a new house and the bank not paying attention to the situation.
Seems the original owners owe big time on a water filtration system they added to the house.
Now no one wants to handle the situation, and as the buyer, that would be me, I can't.
So either repossess the thing, which the installer won't he knows that the thing is now broken as it was left out not used over the winter, or lower the cost of the house so the buyer (ME) then still pays the same amount for the house but the previous owners can pay the intaller, which leaves me holding the bag on the bill in a round about fashion. Add into the fact that it was at one point a HUD home that was flipped and my realtor can't seem to get anyone to pay attention, (Imagine that, seeing how they were all updating their resumes' until Tuesdays, because the right wing tea party republican looneys were holding the entire country hostage...), so that the bank can approve this...
I have no date to close.
I can't go looking for another house, because my realtor is still trying to 'Fix' the problem, so she hasn't released the contract on this one.
I am seriously annoyed at this point as, if this houses doesn't come through, I will have to go house hunting again, have to pay for another round of house inspections and termite inspections, earnest money, finders fee money, And I'll be stuck in the rent house from BROWN for part if not all of September. And Oh Yeah, did I say that I just had to pay rent for August?
Which pushed work on the vardo even further back. I was suppose to be in my new house July 1.
AHHHHHHGGGGGGGEERRRRRRRRRRRRGGGGGGGG!
Seems the original owners owe big time on a water filtration system they added to the house.
Now no one wants to handle the situation, and as the buyer, that would be me, I can't.
So either repossess the thing, which the installer won't he knows that the thing is now broken as it was left out not used over the winter, or lower the cost of the house so the buyer (ME) then still pays the same amount for the house but the previous owners can pay the intaller, which leaves me holding the bag on the bill in a round about fashion. Add into the fact that it was at one point a HUD home that was flipped and my realtor can't seem to get anyone to pay attention, (Imagine that, seeing how they were all updating their resumes' until Tuesdays, because the right wing tea party republican looneys were holding the entire country hostage...), so that the bank can approve this...
I have no date to close.
I can't go looking for another house, because my realtor is still trying to 'Fix' the problem, so she hasn't released the contract on this one.
I am seriously annoyed at this point as, if this houses doesn't come through, I will have to go house hunting again, have to pay for another round of house inspections and termite inspections, earnest money, finders fee money, And I'll be stuck in the rent house from BROWN for part if not all of September. And Oh Yeah, did I say that I just had to pay rent for August?
Which pushed work on the vardo even further back. I was suppose to be in my new house July 1.
AHHHHHHGGGGGGGEERRRRRRRRRRRRGGGGGGGG!
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